Personal Checking

Prime Checking

Non-interest bearing checking account with no minimum balance requirement. The perfect fit for many customers. A simple and affordable checking account with all the basic features.

Balance Requirement:
$10 monthly fee waived if at least one of these conditions is met:

• One direct deposit per month
• Enrollment in eStatements
• Full-time college student (up to four years)
• 65+ years of age

Select Checking

Interest bearing checking account for customers with moderate balances. A checking account with all the necessities and a few extras.

Balance Requirement:
$1,000 Daily Minimum Balance

Service Charge:
$15.00 monthly fee is waived if minimum balance is maintained

Select Extras:

• Competitive compounding interest
• No bank fee for 4 non-Milford Bank withdrawals per statement cycle (other banks’ ATMs may impose a “surcharge”)
• 50% off safe deposit box rentals

Prestige Checking

Interest bearing checking account for customers with high deposit or loan balances. The checking account with the most benefits.

Balance Requirement:
Combined deposit balances of $10,000 or outstanding loan balances of $75,000

Service Charge:
$20 monthly fee is waived if one of the requirements described above is met

Prestige Extras:

• Premium interest compounded and paid monthly
• Unlimited free non-Milford Bank ATM withdrawals (other banks may impose a surcharge)
• No monthly fee for Visa Debit card
• One free money order or bank check per day
• No fee incoming wire transfers
• First overdraft fee waived
• Eligible for CD specials
• 50% off safe deposit rentals