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With UChoose Rewards, you choose where to shop and what to get for all the points you earn.
Most rewards programs have limited options on where to shop, and it takes forever for your points to accumulate. UChoose Rewards changes all of that!
Watch your points add up each and every time you shop with your Milford Bank Debit Card. Plus, shop at participating retailers and watch your points add up quicker.
How does it work?
Shop and your points accumulate:
* Earn 1 point for every $2 you spend using your debit card and signing for your purchases.
* Plus, earn additional points by shopping at participating retailers in-store or online at
It’s that easy! The more you shop, the more points you’ll earn!
Visit www.uchooserewards.com, where you’ll find:
- A complete list of in-store and online-only retailers.
- Access to search tools to help you find the right retailer – use keywords, categories, zip code searches, and
- A full online catalog of redemption options.
- A Wish List to track the items you really want.
- Smart shopping advice so you spend your money wisely.
Coin Counting Services
Do you have a jar filled with loose coins? If so, we offer a free coin counting service at all of our offices. Just bring in your loose change and deposit it into one of our self-service coin counter machines. As a customer of The Milford Bank, there is no charge to use this service. You can have your children bring in their change too!
Safe Deposit Boxes
Safe Deposit Boxes offer a secure space to store important or valuable items. Located inside our secure bank environment, under the dual control of a two-key system, the boxes are protected by the same security devices that guard the bank’s own assets. For a small annual rental fee you can choose a box in the size that meets your needs and gain access to it during normal banking hours.
Safe Deposit Boxes are available in a variety of sizes and are a convenient and inexpensive way to secure your valuable possessions, memories and documents. Contents of safe deposit boxes are not insured by the FDIC but they are safe. You can enjoy peace of mind knowing that without both your key and the bank’s key, your box cannot be opened. ID is required at the time of entry and signatures are verified to maintain the utmost security.
Money Orders are a simple and convenient way to pay a bill or person without using a personal check. For a small fee, Money Orders are available to our customers in any denomination up to $1,000. If you ever need to confirm that a money order was negotiated we can provide you a copy.
We can assist you in foreign banking when you need it.
Typically the best currency exchange rates are available from banks, compared to airport and border money changers. We offer foreign bank notes (paper money) from more than 100 countries, available to you via overnight or standard two-day delivery. Just stop by any Milford Bank office before your trip.
Foreign Currency Drafts
These are a reliable means of making foreign payments, allowing you to negotiate in your supplier’s currency, thereby maximizing your negotiating advantage. Pay in your vendor’s currency without imposing lengthy delays required for your foreign check to clear.
International Wires (or Telegraphic Transfers as they are sometimes called) provide the same benefits as Foreign Currency Drafts, plus the additional advantages of greater speed and fully traceable transactions. Retain funds as long as possible while ensuring the satisfaction of payees.
Customers abroad can pay you within their domestic banking systems. Funds are then wired to The Milford Bank for conversion and deposited to your account.
Because honest mistakes deserve special consideration, Overdraft Privilege helps protect you against having your checks returned in the event of an inadvertent overdraft of your account by giving you a reserve for emergencies or unexpected situations. There is no fee for having this privilege; you are only charged if you overdraw your account.
ATM and Debit Cards
Combining the wide acceptability of a credit card and the thoughtful safety of an ATM card, The Milford Bank’s Debit Card is the most convenient way for you to access your checking account. No more searching for the nearest ATM. Every time you swipe your card, the amount you have spent is automatically deducted from your account. Enjoy the safety and convenience of cashless shopping!
Prefer to just have the ability to access your money at the nearest cash machine? We also offer ATM cards for just that purpose.
Ease the expense of holiday spending with a Holiday Club Account. Simply have funds direct deposited in one of our club accounts each payday. Our club accounts traditionally begin and end in October – however, you can begin a Holiday Club at any time of the year. On or about October 15th, the accumulated funds in your account will be mailed to you.