Benefits Plus® Ultimate Checking
Non-Interest bearing checking account combining a robust savings and rewards program with comprehensive identity theft protection.
Personal Checking Accounts
Types of Checking Accounts
Prestige Checking
Interest bearing checking account for customers with high deposit or loan balances. The checking account with the most benefits.
Prime Checking
Non-interest bearing checking account with no minimum balance requirement. A simple and affordable checking account with all the basic features.
Essential Checking
Basic Checking Account with electronic access. A flat fee is charged each month.
All Checking Accounts at The Milford Bank feature:
- Access to over 55,000 surcharge free Allpoint ATMs worldwide
- Seven day banking
- No monthly bank fee for Visa debit card
- UChoose Debit Card rewards program
- No bank fees for mobile banking
- Free online banking with bill pay
- P2P payments with Zelle®
- Free 24 hour telephone banking
- Free newsletters and email offers
- Free online learning center
- Great customer service
- Six local offices
Benefits plus Ultimate Checking
Benefits Plus® Ultimate Checking offers discounts on travel, restaurants, gift cards, concerts and more, while adding the safety and security of Ultimate ID®. Click here to estimate how much you can save.
FEATURES OF BENEFITS PLUS®:
- Full Service Concierge Travel Service with Cash Back Rewards
- TicketXpress™
- Local Discounts With SavingsXpress®
- Cash Back Rewards Featuring Rakuten®
- National Retail & Restaurant Discounts
- Discounted 24-Hour Emergency Road Service
- Gas & Grocery Discounts
- Discounted Pet Health Insurance
- Health & Wellness Savings
- Wholesale Club Membership Savings
- Gift Card Discounts
Features of Ultimate ID®:
- 3-Bureau Daily Credit Monitoring
- Dark Web Internet Monitoring
- Credential Vault
- Instant Inquiry Alert
- Score Tracker
- Access to 3G Fully Managed Identity Fraud Research, Remediation and Recovery Services
- Lost Document Replacement Services
*An activation code is required to access Ultimate ID®. The Activation code will be sent to the email address on file. Credit Monitoring does not begin until you have successfull
validated your identity to complete the activation process. Certain restrictions and limitations apply. Visit ultimateID.merchantsinfo.com for complete Terms and Conditions and program eligibility. Please refer to your summary of benefits for program specific information.
Benefits Plus® Ultimate Checking featuring ULTIMATE ID® and Cellular Care Coverage is $5.00 per Month
Prestige Checking
Interest bearing checking account for customers with high deposit or loan balances. The checking account with the most benefits.
Balance Requirement:
Combined deposit balances of $10,000 or outstanding loan balances of $75,000
Service Charge:
$20 monthly fee is waived if one of the requirements described above is met
Get all the features of Benefits Plus® Ultimate Checking and Ultimate ID®, and:
- Premium interest compounded and paid monthly
- Unlimited free non-Milford Bank ATM withdrawals (other banks may impose a surcharge)
- No monthly fee for Visa Debit card
- One free money order or bank check per day
- No fee incoming wire transfers
- First overdraft fee waived
- Eligible for CD specials
- 50% off safe deposit rentals
Prime Checking
Non-interest bearing checking account with no minimum balance requirement. The perfect fit for many customers. A simple and affordable checking account with all the basic features.
Balance Requirement:
$10 monthly fee waived if at least one of these conditions is met:
- One direct deposit per month
- Enrollment in eStatements
- Full-time college student (up to four years)
- 65+ years of age
Essential Checking
Non-Interest bearing checking account for customers who do not want all the bells and whistles.
Balance Requirement:
No balance requirement
Service Charge:
$10 monthly fee
Account Details:
- Non-Interest Bearing
- No Check-Writing. Customers may access funds electronically
- No monthly fee for for Visa Debit card
In addition to Checking Accounts we also offer CDs, regular savings and other investment opportunities.
Resources
Contact Information
Main Phone Numbers
Local: 203-783-5700
24 Hour Automated Account Information 1 (800)-340-4862
Lost or Stolen ATM/Visa Check Card
Toll-free 1 (800)-554-8969
Mailing Address
33 Broad Street
Milford, CT 06460
Routing Number
211170211
LOCATIONS
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