When Should You Open a Savings Account for Your Child?

By Celeste Lohrenz You’ve had your baby shower, the nursery is set up, the closet is full of onesies, and you’ve got what seems like a year’s supply of diapers and formula, which will actually only last you a month, and your baby is due any day.  The only thing you haven’t thought about is […]

Setting Your High School Senior Up for Financial Success

By Tina Mason Now that we’re in the second semester of the school year, the college applications have been submitted and high school seniors are waiting anxiously to receive a response.  Soon, they’ll take another step on the the path to their future and before you know it, parents will be be packing up cars […]

Why Mutual Banks Make Sense

By Jorge Santiago Mutual banks have been around since the early 1800s.  There are currently about 470 in business across the country and nearly all of them are also classified by the FDIC as community banks.  They were initially created to provide savings opportunities to the working class, something they couldn’t easily get from commercial […]

Are You Prepared to Retire Early?

Early retirement has always been a dream for many Americans, yet most have not been able to achieve that goal.  Prior to the COVID-19 pandemic, 46% of retirees said they ended up retiring earlier than expected due primarily to four factors:  health conditions, emotional status, financial readiness, or job loss.  That means, while many were […]

10 Tips for Safe Online Banking

It’s not surprising to see digital banking continue to grow, considering nearly everything else we do is accessible online.  Over the past several years, online and mobile banking has grown as the primary banking method by almost 25%, according to the FDIC.  It’s not hard to imagine that growth continuing this year, especially as the […]

7 Things You Think You Know About Credit Scores, But Don’t

By William LoCasto When was the last time you checked you credit report?  If you’re like many people, it’s probably not frequently enough.  The good news is you can do it at least three times a year at no cost, because the three major credit reporting agencies are required to provide one free credit report […]

Making New Year’s Resolutions That Will Actually Be Helpful

By Celeste Lohrenz As we reach the end of what has been nothing short of a challenging year – and hope 2021 will bring good news – it’s time for the age-old tradition of making New Year’s resolutions.  Most people, though, don’t follow through on them.  But, the key to making them stick is to […]

Creating Strong Passwords To Keep Your Digital Accounts Safe

By Patty Gallagher Any time you go online, you’re likely to have to enter a password to access your banking information, shopping account, or other digital services.  It’s your tool for keeping your accounts and information secure from hackers and thieves, and it’s why you should take your passwords seriously. Criminals will use many means […]

Safe Shopping Tips for the Holidays

The holiday shopping season is upon us.  Starting with Black Friday and running through Christmas, the next month will be the busiest shopping period of the year – as it always is.  Each year, online shopping has increased, due to convenience, availability, free shipping from many retailers.  This year, the trend will be even more […]

How to Avoid Job Scams

These are challenging times for everyone.  Most people have had to adjust to new work environments, and our personal and social activities have been largely non-existent for many months.  Unfortunately, many people have also found themselves laid off or furloughed as businesses have been forced to cut back staffing or close entirely. If you’re in […]