Personal Savings

Types of Accounts

Statement Savings

Minimum daily balances are required to receive interest at the Annual Percentage Yields

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Sound Money Fund

Maintain the minimum daily balance of $1,000.00 or a $10.00 fee per statement cycle applies

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Passbook Savings Account

$100.00 minimum balance or $2.00 fee per statement cycle applies (unless under 18 years of age)

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Holiday Club Account

$5.00 minimum daily balance to receive disclosed Annual Percentage Yield (APY)

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Statement Savings

$25.00 minimum to open

$100.00 minimum balance or $2.00 fee per statement cycle applies (unless under 18 years of age)

Minimum daily balances are required to receive interest at the Annual Percentage Yields in our Schedule of Interest for Deposit Accounts.

Benefits:

Deposits and withdrawals can be made at any time

Up to six transfers per month

Sound Money Fund

$1,000.00 minimum to open

Maintain the minimum daily balance of $1,000.00 or a $10.00 fee per statement cycle applies

Minimum daily balances are required to receive interest at the Annual Percentage Yields in our Schedule of Interest for Deposit Accounts.

Benefits:

Up to six transfers per month

Withdrawals can be made by writing a check

Passbook Savings Account

$25.00 minimum to open

$100.00 minimum balance or $2.00 fee per statement cycle applies (unless under 18 years of age)

Minimum daily balances are required to receive interest at the Annual Percentage Yields in our Schedule of Interest for Deposit Accounts.

Benefits:

Low minimum opening balance

Low minimum balance required

Holiday Club Account

$5.00 minimum daily balance to receive disclosed Annual Percentage Yield (APY)

Note:
Withdrawal of principal before maturity may close account and impose a $5.00 fee. Interest may not be withdrawn before maturity.

Benefits: