Entries by Lynn Berube

Today’s Youth Grade Themselves ‘C’ or Below When It Comes to Managing Finances

by Cortney Meng Despite the fact that today’s youth have grown up in the era of mobile banking, digital wallets and financial services platforms—from Venmo to Splitwise—a number of millennials feel ill-equipped to handle their finances. In fact, according to a survey of 1,640 college students, as part of U.S. Bank’s 2015 U.S. Bank Students […]

How to Improve Your Credit Score

by JoAnn Sabas A good credit score is what each of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money for a home. Mortgage lenders look at your credit score as one of the essential elements when determining whether or not to approve […]

The Federal Reserve 101: Here’s What You Need to Know About Our Central Bank

by Jorge Santiago To increase the ease with which commerce is conducted and to control inflation, countries need a strong banking system. After all, there has to be some force working to ensure a country remains fiscally sound. America’s finances are governed by the Federal Reserve, the country’s central banking system. The Federal Reserve Act […]

Getting Through the Holidays on a Budget: Five Tips You Need to Know

by Cortney Meng Though we always know when the holiday season falls, it seems as though it approaches faster and faster every year. And with the holidays come a seemingly never-ending list of expenses that includes presents, plane tickets and fancy dinners. With a finite amount of cash on hand and a stockpile of bills […]